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Checking Accounts

We offer three checking accounts to meet your needs:

  • Advantage Plus Checking
  • Value Checking
  • Totally Free Checking

If you already have a checking account with another financial institution, we make it easy for you to close it and open a new, better one with us with our online switch kit.

Our interest-bearing Advantage Plus account comes with free unlimited regal-style checks (or a 50% discount on upscale checks), no issue fee on a Visa TravelMoney prepaid card and no minimum balance requirement for just $4 a month.

Earn interest and avoid a monthly fee with our Value Checking account if you maintain an average daily balance of $500; otherwise, it's just $4 a month.

Or, choose our Totally Free Checking account to avoid balance requirements and monthly service charges; this account does not earn interest.

  Advantage Plus Checking Value Checking Totally Free Checking
Monthly Fee $4.00

No balance requirement
None if $500 minimum avg. daily balance requirement met; otherwise, $4.00 None
Interest Paid Yes Yes No
Check Orders Free, unlimited regal-style checks or 50% discount on upscale checks Refer to price list Refer to price list

All of our checking accounts include the following free options:

Truth-in-Savings Disclosure

Check out our online financial education hub for a variety of helpful resources.

Courtesy Pay is automatically activated on all checking accounts in good standing. This service allows us to pay, at our sole discretion, an item presented for payment against your checking account when the requested payment causes the account to become overdrawn. If for any reason you would like to opt out of this service, you may do so by contacting us directly.



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