Arsenal Credit Union offers both fixed-rate and variable-rate VisaŽ credit cards.
Click here for an online Visa application.
See our helpful resources below.
Credit card users: Protect your credit card online for free with Verified by Visa. (Even if you don't shop online, someone else can if they get a hold of your card number.) You can also protect your ACU debit card online. (Note: The links above are different. Please use the link that references your card type to properly register your card.)
Our credit cards come with the following benefits:
- Rewards points – Each time you make a purchase with your ACU credit card, you'll earn points which can be redeemed for travel, electronics, entertainment, and more. See what you can earn and track your points here.
- Annual percentage rates (APRs) as low as 9.90%
- No monthly or annual fees
- 25-day grace period
- 24-hour account information by phone with Visa Audio Response Unit
- 24-hour account information online through AccessPoint Internet Account Access
- Online protection with Verified by Visa
- Auto rental insurance
- Warranty manager service
- Travel and emergency assistance
- 90-day product registration
- Payment card protection
- Travel reservation service
Fixed-rate Visa Platinum credit card
- Advantage Point, student, and share-secured options available
- Creditbuilder options available at higher APRs
Variable-rate Visa Platinum credit card
- Prime rate plus 3.0% (floor limit, 7.75% APR; cap 18.90% APR)
- Variable rate adjusts monthly
Helpful Resources
Credit management coach
