Get an extra $500 on your trade in when you buy in July!
In addition to new and used cars, you can finance a new or used motorcycle, motor home, travel trailer, boat, or personal watercraft with us.
- Do your research with our auto center.
- View our competitive rates and flexible terms.
- Calculate your monthly payments.
- Choose from our payment protection options.
- Check your credit report for accuracy to get the best rate. Go to www.annualcreditreport.com or call 1.877.322.8228; reports are free to all residents of the U.S. and its territories.
- Review gas mileage, emissions, air pollution ratings, and safety information for new and used cars and trucks at fueleconomy.gov.
- Apply online.
Vehicle Service Contract (VSC)
Statistics show that 80% of all auto repairs come after the factory warranty has expired. You can protect yourself against mechanical failures through a Vehicle Service Contract offered by Arsenal through AFI Management Company, Inc., a member of the Mercury Insurance Group. Two plans are available. The costs for this premium-plus protection vary, depending on the make, model, year and mileage on your vehicle, but they are very competitive with extended-warranty programs offered by auto dealers. Plus, if you don’t use the breakdown coverage during the term of the contract, the premium can be refunded to you upon request at the end of the contract. (The money-back guarantee is only offered on contracts with a minimum term of five years and 60,000 miles. )
Guaranteed Asset Protection (GAP)
This loan balance deficiency waiver protects you in the event of an accident or if your vehicle is stolen and never recovered. If purchased at the time you finance your new vehicle, GAP coverage will pay off your remaining balance of the loan, plus up to $1,000.00 of your insurance deductible, if you were not delinquent on your loan payments. Besides eliminating "out-of-pocket" expenses, GAP helps protect your credit rating. You can get a GAP Waiver on new, used, and leased autos.
The cost for GAP can be paid all at once or stretched out over the life of your auto loan. In most cases, doing the latter will add $5 or less to your monthly car payment. Take out our extended warranty (Vehicle Service Contract) along with GAP and enjoy a discount on your GAP Waiver.
Credit Life Insurance
Make sure your loved ones are shielded from financial woes with MEMBER'S CHOICE™ term life insurance from CUNA Mutual Insurance Society, the leading writer of credit insurance in the world. This coverage will help reduce or pay off your eligible loan if you die and protect your family from financial debt during difficult times. The premium can be included in your loan payments. Ask about MEMBER'S CHOICE term life insurance for your next loan.
Credit Disability Insurance
You can rest easy knowing that MEMBER'S CHOICE™ disability insurance can help keep your family secure. This coverage will make payments to reduce or pay off your eligible loan if an unexpected disability puts you out of work. Getting credit disability insurance is the simple, affordable way to protect yourself and your loved ones. Ask about MEMBER'S CHOICE disability insurance for your next loan.
