Advantage Point Teen Club

If you're a member between the ages of 13 and 18, you're automatically a member of our Advantage Point Club. Once you become a club member, you can:

• Open a checking account*.
• Apply for your own ATM card*.
• Receive a free copy of the booklet, Guide to Money: Getting a Good Start.
• Open a Young Investors CD with only $100.
• Establish credit at age 16 with a Visa^® credit card* ($500 limit).
• Win scholarship money.

* with a parent or guardian as co-signer

Win scholarship money!

If you're an Advantage Point member and a senior in high school planning to continue your education, you can enter our scholarship contest to help pay for your college expenses. We're giving away a total of $5,400 in scholarship money, with the top finisher(s) receiving $1,500.

The application for the spring 2014 competition will be available in October 2013.

Read about our 2013 scholarship winners below.

Helpful Resources

• CollegeBoard — Students and parents can find help planning, searching, and paying for college with resources for the ACT and SAT, a college match feature, a scholarship search tool, and more.
• FastWeb matches students of all ages with college scholarship information based on their qualifications.
• NerdScholar — Compare schools, find scholarships, calculate your student loan payments and more.
• Reality check — Determine what you'll really have to earn to get your dream car, move out of your parents' house, and other things you just have to have.
• Credit Unions Rock — Get direction on getting what you want — from a college education to a car to a job — and learn how your credit union can help you get there.
• Teen Consumer Scrapbook — From tips on choosing a cell phone plan to getting your first apartment, you'll find advice and tips to help you make smart decisions.
• Pocket Cents — Learn smart financial habits for launching your life and planning your future.
• Know your score — Think your grade point average is your only score that matters?
• Financial Literacy Orientation — Get a crash course in managing money, choosing financial products and saving for college.
• 360 Degrees of Financial Literacy — Learn basic money management skills before heading off to college.
• Attend Financial Football Training Camp and tackle some tough financial challenges.
• Walk through the process of writing a check.
• Learn the basics of having a checking account.
• Financial Entertainment — Learn how to manage your personal finances through fun games.
• Do you have what it takes to be a Biz Kid? This public TV series teaches kids about money and business.
• Visit Home and Family Finance Resource Center for advice from setting a back-to-school budget to teaching teens about credit.
• For a library full of financial information, visit MEMBERS Financial Network. 

Scholarship winners

At our annual meeting on April 25, 2013, we announced the winners of our 17th annual college scholarship competition.

2013 scholarship winners (l-r) Elise Ott, Grace Myers, Holly Heibeck, Dylan Blake

Grace Myers (Ursuline Academy) earned a $1,500 scholarship. She will attend Creighton University to study nursing with the hopes of becoming a pediatric nurse.

Dylan Blake (Fox High School) received a $1,200 scholarship. He will attend Missouri University of Science & Technology, where he plans to major in mechanical engineering and minor in aerospace engineering.

Holly Heibeck (Northwest High School) was given a $1,200 scholarship. She is headed to Missouri State University to study business and ultimately open her own business.

Elise Ott (Cor Jesu Academy) earned a $900 scholarship. She will attend the University of Alabama to pursue a degree in film; she hopes to earn a master's degree in marketing eventually and put her film degree to work in business.

To date, Arsenal Credit Union has awarded $49,950 to 59 students.

Your savings are federally insured by the National Credit Union Administration (NCUA) to at least $250,000. Learn how your Arsenal accounts are protected. Have more questions? Call the NCUA Insurance Call Center at 1.800.755.1030, ext. 1, Mon.-Fri. 7 a.m.-5:30 p.m. CST, or use the share insurance estimator to calculate your coverage.

Truth-in-Savings Disclosure