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Rates and Fees
Rates

Rates & Fees

Interest Refund Auto Loan

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Monthly loan payment examples per $1,000 borrowed


To estimate how much your loan payments will be, use our online loan calculator.

APR=Annual Percentage Rate
All ACU loans are simple-interest loans calculated on the declining balance and have no prepayment penalties.
*Aggregate total for unsecured debt is $50,000.

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Monthly loan payment examples per $10,000 borrowed


To estimate how much your loan payments will be, use our online loan calculator.
APR=Annual Percentage Rate
All ACU loans are simple interest loans calculated on the declining balance and have no prepayment penalties.
*Aggregate total for unsecured debt $50,000.
**ACU may pay closing costs for home equity loans or lines of credit. Borrower is responsible for obtaining and paying for comprehensive insurance to cover the value of the real estate. If the borrower repays the loan within the first 12 months, the borrower must reimburse the credit union for the closing costs.

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Fees could reduce earnings on the account. Early withdrawal penalties may be imposed.

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All certificates (except the 3 month) have the option of paying quarterly or monthly interest that would be transferred to another Arsenal Credit Union account. Interest checks may be paid monthly for all certificates with a $10,000 minimum balance. Selecting any of these interest options will affect the annual percentage yields quoted on this rate sheet - the annual percentage yields are calculated based on quarterly compounding of the interest.
The minimum balance requirement is $100 for Advantage Point Club members (age 13-18) to earn the stated APY (applies to 3-, 6-, and 12-month CDs).
Fees may reduce earnings on the account. A penalty rate may be imposed for early withdrawal.

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Members who authorize Courtesy Pay upon opening their checking accounts may have overdrafts on their checking account honored by Arsenal Credit Union, up to a limit of $500 (including the items and Courtesy Pay fees). A fee may be imposed for covering overdrafts caused by checks, ACH withdrawals, ATM transactions or debit card transactions. The fee structure for those overdrafts is based on the transaction amount. Members have 30 days to bring their accounts back up to a positive balance after a Courtesy Pay transaction. Click here for more information on the Courtesy Pay service.

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3780 Vogel Road; Arnold, MO 63010|
314.962.6363 and 1.800.719.6363|
arsenalcu@arsenalcu.org