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Credit cards

Credit Cards

Credit Card Connection

Arsenal Credit Union offers both fixed-rate and variable-rate Visa® credit cards.

Please view our credit card disclosure, then complete the online application.

See our helpful resources below.


Our credit cards come with the following benefits:

CU Rewards
  • Rewards points — Each time you make a purchase with your ACU credit card, you'll earn points which can be redeemed for travel, electronics, entertainment, and more. See what you can earn and track your points here.
  • Annual percentage rates (APRs) as low as 7.75% on variable-rate cards and 9.90% on fixed-rate cards
  • No minimum finance charge
  • No transaction fees for purchases
  • No cash advance fees
  • No balance transfer fees
  • No penalty rates
  • No monthly or annual fees
  • 25-day grace period
  • 24-hour account information by phone with Visa Audio Response Unit
  • 24-hour account information online through AccessPoint Internet Account Access
  • Online protection with Verified by Visa
  • Auto rental insurance
  • Warranty manager service
  • Travel and emergency assistance
  • 90-day product registration
  • Payment card protection
  • Travel reservation service

Fixed-rate Visa Platinum credit card

  • Advantage Point and share-secured options available

Variable-rate Visa Platinum credit card

  • Prime rate plus 4.50% (cap 18.90% APR)
  • Variable rate adjusts monthly

ACU Visa credit card agreement


Current Arsenal Visa credit card holders: If you lost your card or believe it has been stolen, call Visa at 1.800.449.7728.


Helpful Resources

Visa Security


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3780 Vogel Road; Arnold, MO 63010|
314.962.6363 and 1.800.719.6363|