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ClearPoint Credit Counseling Solutions


If your debt has become unmanageable and too stressful, contact ClearPoint Credit Counseling Solutions, a non-profit consumer financial counseling and educational services agency that has been in business for more than 30 years. It is accredited by the Council on Accreditation (COA) and the Better Business Bureau (BBB).

ClearPoint’s financial specialists can help you identify the sources of your financial burdens and make informed decisions. The agency has a financial specialist located on each side of the Mississippi River to serve members of Arsenal: Dennis Johnson on the Missouri side, and Stephanie Reeves on the Illinois side. Both are certified by the National Foundation for Credit Counseling (NFCC), the nation's largest and longest-serving credit counseling network.

During a confidential and personalized no-cost credit counseling session, Dennis/Stephanie will provide you with an objective assessment of your financial situation. This includes reviewing your credit report. In addition, he/she will help you create a realistic budget and give you the tools to manage your money better.

To reach either by phone, call 1.877.877.1995 and ask to speak with Dennis or Stephanie. Or, send an email to or They offer counseling services via telephone, online and face to face.



Housing counseling

Home ownership is an exciting time in a person's life. It is an opportunity to invest wisely and build equity for your future. However, it can also cause financial stress when you find yourself unable to make your monthly mortgage payments.

Whether you're about to buy a home or are struggling with your current payments, either of these two specialists can provide housing counseling to you. As Certified Housing Counselors; they are able to offer educational guidance and budgeting advice that directly addresses your current mortgage-related situation, helping you to find viable solutions to your financial difficulties.

  • Pre-Purchase Counseling — Recognizing the benefits, barriers, and affordability of home ownership are critical to your financial future. Our ClearPoint reps will educate you on ways to evaluate and understand the home buying process, and to better understand the overall process of mortgage lending.
  • Mortgage Delinquency Counseling — Our ClearPoint reps are able to thoroughly evaluate your personal financial situation and provide you with advice on how to avoid default, foreclosure, or bankruptcy. Working together with you and your mortgage holder, they will assist you in resolving your mortgage situation. We recognize that your home is your most important asset, and they will provide you with his extensive experience and service excellence to assist you in regaining financial control.


ClearPoint is a member of the Jefferson County Housing Task Force, which offers free assistance to Jefferson County or any residents facing mortgage problems due to stressed finances. Residents can get help through a dedicated counseling hotline (1.877.422.9043) and a Department of Housing and Urban Development (HUD)-approved housing counselor available in person by appointment in Arnold, House Springs, and Hillsboro.

For more information about the Jefferson County Housing Task Force, visit


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