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Accidental Death and Dismemberment (AD&D) Insurance

Accidental Death and Dismemberment (AD&D) Insurance

If you are a primary Arsenal account owner age 18 and older, you are eligible to receive $1,000 of free accidental death and dismemberment (AD&D) coverage, which Arsenal provides. AD&D insurance provides benefits to members or their designated beneficiaries in case of the insured member's accidental death or dismemberment. In order to get this coverage, you must sign up for it; it is not automatic.

You may purchase up to $300,000 in additional coverage for yourself, your spouse, and any unmarried dependent children under age 21 (or age 23 for full-time students) at low, affordable group rates. Premiums for additional coverage will be deducted automatically from your account. The additional insurance coverage is doubled if the accidental death or dismemberment occurs while the insured person is a passenger on a common carrier.

Please read our list of frequently asked questions for more information.

For general questions about AD&D insurance, call 1.866.957.4064.

For questions about an existing policy, call 1.800.860.7182.

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