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Remote Deposit Capture (RDC)

As technology becomes more advanced, it seems like our mobile devices become capable of doing everything. Now, when you are a member of Arsenal Credit Union, you can save time, gas and money by depositing your checks using the remote deposit capture feature on our mobile app.

Once you receive a check, endorse it with your signature and "FOR E-DEPOSIT ONLY AT ACU," and then snap a pic. Tap. Snap. Deposit. It's as easy as that. The best part about RDC is that it is totally free for consumer accounts. All you need to access this service is a smartphone or tablet and an internet connection

When you make a deposit using RDC, you receive the same security and protection as all other transactions using our mobile app. Deposit availability is the same as at any of our ATMs, meaning you can make a deposit any time you receive a check. New users have a limit to how much they can deposit in a single day, and with multiple deposits, can increase their limits with a tier system.

To access remote deposit capture, simply download our app from your phone or tablet's mobile app market. If you already have the app, make sure to update to the latest version so you have access to the most recent features. Once in the app, sign up for the service by tapping the button at the bottom of your account overview. It takes approximately 24 to 48 hours to get approved, depending on if you start on a weekday or on the weekend.

For Business Members

When one of your customers or clients pays you with a check, make sure the funds enter your business checking account safely and as soon as possible with RDC for business. Don't worry about making an extra trip to the credit union or losing any of your payments, and deposit your money from the comfort of the office. Deposit up to 50 checks each month at no cost; after 50, the cost is only 50 cents for each deposit.

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