Online Bill Pay and Presentment

Using online bill pay will save you time and money.

Imagine no more checks to write, envelopes to stuff and seal, and stamps to lick. With the cost of postage stamps at 46 cents each and the average household receiving 10 bills per month, that adds up to more than $92 in annual savings for you. You can also save money by avoiding late charges. Missed or lost payments can also result in a higher interest rate or your account going into a collection status.

Using online bill pay will also help save trees and reduce the amount of paper clutter in your home.

Think of all the time you'll save from not having to file stacks of paper or search for past bills when you need to review them; with online bill pay, all of your account information is in one centralized spot.

Online bill pay is a method of payment which allows you to pay a creditor electronically from your Arsenal checking account. It's free to use and simple to set up. You can pay nearly anyone through online bill pay. You can schedule one-time or recurring payments, set up email alerts for bills received and payments made, receive your bills electronically (with participating payees), and more. If the company is set up to be paid electronically, it may be paid in as quickly as one to three days. It takes just minutes to pay your bills.

To take advantage of this service:

1. Open an Arsenal Credit Union checking account.
   • Payments are debited from this account.
2. Set up online banking.
   • Call us at 314.962.6363 (or toll-free 1.800.719.6363) during normal business hours.
3. Log in and click on the Bill Payer button on the left side of your screen, then select "click here to register."
4. Enter your information.
5. Submit the application.

You'll receive an email notice in one to three days, when you are accepted, and again when you can access online bill pay. To try bill pay risk-free, use our online demo.