Checking Accounts

We offer three checking accounts to meet your needs:

• Advantage Plus Checking
• Value Checking
• Totally Free Checking

Our interest-bearing Advantage Plus account comes with free unlimited regal-style checks (or a 50% discount on upscale checks), no issue fee on a MasterCard Cash Passport (there is a $5.00 reload fee), and no minimum balance requirement for just $5 a month.

Earn interest and avoid a monthly fee with our Value Checking account if you maintain an average daily balance of $500; otherwise, it's just $4 a month.

Or, choose our Totally Free Checking account to avoid balance requirements and monthly service charges; this account does not earn interest.

All of our checking accounts include the following free options:

Reorder Checks

 

• Unlimited check-writing privileges
• ATM card
• Instant-issue Visa^® debit card
• ActionLine, our 24-hour automated teller
• AccessPoint Secure Online Banking 
• 24-hour check reordering online or over the phone (1.800.275.1053)
• Courtesy Pay (based on member eligibility)

   

   

  Our routing/transit number for consumer checking accounts is 281081233.

Helpful Resources

• Checkbook Balancer
• Walk through the process of writing a check.
• Learn the basics of having a checking account.
• Checking account switch kit - everything you need to move your checking account to Arsenal Credit Union.
• Check 21 - find out how the Check Clearing for the 21st Century Act affects you

   

   

Your savings are federally insured by the National Credit Union Administration (NCUA) to at least $250,000. Learn how your Arsenal accounts are protected. Have more questions? Call the NCUA Insurance Call Center at 1.800.755.1030, ext. 1, Mon.-Fri. 7 a.m.-5:30 p.m. CST, or use the share insurance estimator to calculate your coverage.

Truth-in-Savings Disclosure