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Deposit Accounts

Whether you're looking for an account for daily transactions or long-term savings, turn to Arsenal Credit Union for the options you need. Plus, your money will be in good hands; your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the U.S. Government.


Checking Accounts

  Business Checking I Business Checking II Business Checking III
Transactions per month Up to 200 Up to 500 More than 500
Per transaction fee 0.25 per transaction in excess of 200 0.50 per transaction in excess of $500 0.10 per transaction
Monthly fee None $20 or waived with ADB of $5,000+ None
Minimum deposit $100 $500 $1,000
Earns dividends No On ADB of $500+ On ADB of $2,500+
Minimum ADB required None $5,000 None

ADB=Average daily balance

Reorder checks, plus select from a variety of accessories to help you stay organized.


Business Debit Card 

Use an Arsenal Credit Union business debit card to access your account 24 hours a day from any ATM and make business purchases with the money in your business checking account. 


Savings Accounts

  • $25 minimum balance required
  • $100 average daily balance required to earn interest
  • Opening this account establishes your share of and membership with Arsenal Credit Union

Money market deposit accounts

  • Minimum balance of $2,500 required to earn dividends
  • Five tiers available

Certificates of Deposit

  • With as little as $500, you can lock into a set term and interest rate for short-term or long-term savings
  • Use our free CD calculator to find out how much interest you could earn.



Your savings are federally insured by the National Credit Union Administration (NCUA) to at least $250,000. Learn how your Arsenal accounts are protected. Have more questions? Call the NCUA Insurance Call Center at 1.800.755.1030, ext. 1, Mon.-Fri. 7 a.m.-5:30 p.m. CST, or use the share insurance estimator to calculate your coverage.

Truth-in-Savings Disclosure



About Business Services

Small Business Monthly

Since 2009, Arsenal has been honored annually with inclusion among the Best Credit Unions in St. Louis on Small Business Monthly's Best in Business List.

For more information about any of our business products, contact our Call Center at 800.719.6363.

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