A Visa® debit card allows you to access your account 24 hours a day from any ATM and make purchases with the money available in your checking account. Use our ATM locator to find CO-OP Network ATMs near you that you can use at no charge whatsoever.
Debit card users: Protect your debit card online for free with Verified by Visa. Even if you don't shop online, someone else can if they get a hold of your card number. You can also protect your ACU credit card online. (Note: The links above are different. Please use the link that references your card type to properly register your card.)
Additional debit card benefits:
- Get rewards! Each time you sign for a purchase made with your ACU debit card, you'll earn points which can be redeemed for travel, electronics, entertainment, and more. See what you can earn and track your points here.
- Avoid writing a check at the store and waiting for check approval.
- Use merchant receipts to record transactions in your check register.
- Confirm transactions on your monthly checking account statement. When you select "credit" at the point of sale, the merchant name will show on your statement (instead of just the street address).
- There are no balances to carry over and no finance charges.
- Visa's Zero Liability policy protects users if the card is used fraudulently.
While a check (debit) card can replace cash and checks when shopping and traveling, a credit card would be a better choice for big-ticket items that you can break down into monthly payments.
Click here to print a check card application. If you are a home banking user, you can also apply online with our secure applications inside AccessPoint Internet Account Access.
Helpful Resources
When using your debit card at an ATM, look for any of these network labels on the ATM, where your card is sure to work. Remember, transactions won’t cost you anything when you use your card at an ATM that has a CO-OP Network logo displayed.
